ADT® Authorized Dealer Serving Myrtle Beach & Surrounding Areas
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September 08, 2026

Can A Home Security System Lower Insurance Rates In Myrtle Beach?

Absolutely! The majority of insurers provide discounts for home security systems in Myrtle Beach, typically ranging from 5 to 20% depending on several different variables. Discounts vary significantly based on the carrier, where you live, and the kind of system you choose. Discover how to get the most savings while supplying your family with exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems lower the risk of burglary, which means the chance of your insurance company paying a covered claim are lowered. When you have monitored CO detectors, fire alarms, and flood sensors linked to your security system, the risk of damage due to flooding and fires is reduced as well. You’re helping the insurer by minimizing their payout risk. For this reason, they’re pleased to offer a discount.

What Myrtle Beach Home Security Systems Qualify For The Biggest Discount?

It’s only natural that you want the largest discount possible. Here’s how to do it:

  • Get professional monitoring. A monitored system is best for your household, and it’s typically required by insurance companies to qualify for a discount. Enjoy the added protection you need and save some cash in the process.

  • Add monitored safety devices. Chances are you’ll qualify for even more savings by reducing the risk of damage due to CO leaks, fires, and flooding. Getting your smoke alarms, CO detectors, and flood sensors professionally monitored also supplies your family an invaluable backup during emergency situations.

  • Opt for a comprehensive system. Installing a multi-layered defense with video cameras, motion detectors, door and window sensors, smart locks, and more, will be looked upon favorably by the insurance company and likely lead to greater savings.

Adding a surveillance camera on its own doesn’t automatically get you a discount. Keep in mind that your system needs to be monitored by professionals. 

Tips For Getting Your Home Security Insurance Discount In Myrtle Beach

The initial step to getting a discount on your premiums is to call the insurance company once you’ve installed your home security system. They’ll likely want to view proof such as a monitoring agreement or certificate of installation. Leading home security companies like ADT have experience with insurers and can help with the required paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

Pick the best protection for your household and benefit from an insurance discount with an ADT home security system in Myrtle Beach. Featuring the nation’s biggest monitoring network, ADT offers the best in 24-hour professional monitoring. You’ll also appreciate full-featured systems with video cameras, smart locks, safety alarms, and more.

How Much Will You Save? Create Your New ADT System In Myrtle Beach Today

The greatest advantage of ADT alarm systems is the superior protection they provide for your Myrtle Beach family. Getting discounts on your home insurance bills is a nice bonus. Design your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Phone (843) 310-1682 or fill out our form below.

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